Acceptance Criteria – Borrowed Car – 1-6 Days Policies

To keep the number of questions we ask to a minimum, we make some assumptions about the learner driver and the car. Please ensure you read the statements below as these will form part of your insurance contract. Incorrect information could invalidate all or part of the policy.

  1. Short-term ‘Car Not Owned By Learner – 1-6 Days’ policy :- You are aged between 17 and 30, a UK resident for 12 months or more; and have a valid UK provisional licence
  2. You have had no accidents, claims or losses in the past 3 years
  3. You have had no penalty points on you driving licence and have not been disqualified from driving or had your licence revoked within the past 5 years
  4. You do not reside in Northern Ireland
  5. You are not Unemployed or Employed in the Entertainment Industry, a Professional Sports-Person or a Musician
  6. You have never had a motor insurance policy cancelled, made void or refused; or had a claim repudiated or declined
  7. You have never been convicted of any criminal offence or have a possible prosecution or police enquiry pending

The Car:

  1. Short-term ‘Car Not Owned By Learner – 1-6 Days’ policy – Is valued at less than £25,000, is right-hand drive with no more than 7 seats and has a current valid MOT certificate; and will be used for tuition purposes only
  2. Short-term ‘Car Not Owned By Learner – 1-6 Days’ policy – the car can not be owned or registered by you and must be insured under a separate insurance policy that will remain in force for the duration of the insurance contract
  3. Is not modified or altered in any way (including wheels, suspension, bodywork or engine) ~ cars modified to cater for a disabled driver or a disabled passenger are acceptable
  4. Has not been seized or impounded and I am not buying insurance cover to obtain its release

The Supervisor:

  1. Is aged 25 and under 72
  2. Holds a full and valid UK, EEA or EU driving licence for at least 3 years

If you do not match the Acceptance Criteria, you can not be covered under the InsureLearnerDriver policy and should not proceed with this purchase.

All Cover under this policy ceases as soon as you pass your Driving Test, so it is not recommended for use as cover for your actual Driving Test – the 7+ Days policies are more suitable if you also want cover for using the car for your Driving Test